Deal 2% cash back cap $500 per year; category exclusions apply; offers may vary by card and region. Ends 14 Nov 2026

Booking.com Travel Credits (Upgrade Visa benefit)

Up to 3% cash back on key categories; Flex Pay lets you split purchases into monthly payments.

Deal Eligible Direct Deposits of at least $1,000 within 60 days after account opening; early direct deposit feature available. Ends 14 Nov 2026

Refer a Friend program

2% cash back on eligible purchases; up to $500/year in rewards with direct deposits.

Deal Eligible direct deposits required; certain categories excluded; cap applies Ends 14 Nov 2026

Sofar Sounds benefit (Visa Signature Upgrade Cards)

2% cash back on select categories with $1,000+ direct deposits monthly; cap $500/year.

Deal Ends 14 Nov 2026

Upgrade Card Welcome Bonus (spend-and-pay requirement)

Earn up to 3% cash back in select categories and 2% elsewhere, with no annual fee.

Deal Requires monthly Eligible Direct Deposits of at least $1,000 within 60 days after account opening. Ends 14 Nov 2026

Upgrade OneCard Cash Back Rewards

Earn 2% cash back up to $500/year; early direct deposit offers faster access to funds.